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Looking at Home Mortgage Refinancing in 2021

In 2019 many people expected that the home lending market was going to eventually grow more expensive. Instead, 2020 spent its entire 12 months becoming more affordable when it came to financing a personal home, moving in the opposite direction of what was expected. Not only did the loan cost drop break previous records, but it also presented an additional opportunity for homeowners to reposition and take advantage of lower borrowing costs again.

By |April 8th, 2021|Blog|Comments Off on Looking at Home Mortgage Refinancing in 2021

VA vs FHA vs USDA What’s the Difference?

You may have more options than you think when it comes to securing a mortgage for your new home. While many buyers opt for conventional financing, another option or program might be a better choice for you, depending on your personal and financial situation. Learning more about FHA, USDA, and VA loans ensures you get the best possible deal for your mortgage and that you secure the loan that you need for your new home. Here's what you need to know about these useful mortgage options.

By |April 7th, 2021|Blog|Comments Off on VA vs FHA vs USDA What’s the Difference?

Case-Shiller: Phoenix Home Prices Hot, Hotter, and Hottest

The S&P Case-Shiller National Home Price Index posted its highest gain in nearly 15 years with a year-over-year home price growth rate of 11.20 percent in January. The December 2020 National Home Price Index reported 10.40 percent home price growth. The S&P Case-Shiller 20-City Home Price Index reported 11.10 percent year-over-year growth with 19 of 20 cities reporting higher home prices. Cleveland, Ohio was the only city reporting no home price growth in January. Detroit, Michigan reported home price growth data for the first time in nearly a year.

By |April 1st, 2021|Blog|Comments Off on Case-Shiller: Phoenix Home Prices Hot, Hotter, and Hottest

Important Legal Tips For Homeowners

Being a homeowner is exciting. It can be financially rewarding, too. Unfortunately, it can also put you in a tough legal position.

By |March 31st, 2021|Blog|Comments Off on Important Legal Tips For Homeowners

Four Ways That Being Diligent with Your Mortgage Payments Can Seriously Improve Your Credit

The unfortunate reality is that many individuals have a lower credit rating than they would like. For many, this is caused by issues related to high debt balances, late payments and other related issues.

By |March 25th, 2021|Blog|Comments Off on Four Ways That Being Diligent with Your Mortgage Payments Can Seriously Improve Your Credit

Working from Home? Learn How to Create the Perfect Office with Any Spare Room

While this shift in the job market has created many new options for freelance workers, it can also be a good reason to turn a spare room into a spanking new office. If you're working from home, here are some tips for a stylish transition.

By |March 24th, 2021|Blog|Comments Off on Working from Home? Learn How to Create the Perfect Office with Any Spare Room

Approved With Conditions: What Does It Mean?

Applying for a home loan might not be the most exciting part of purchasing a home; however, many homeowners need to go through a lender to purchase a home. It is exciting to hear that the approval letter has gone through; however, it is also possible for someone to see that they have been approved with conditions. What does this mean?

By |March 23rd, 2021|Blog|Comments Off on Approved With Conditions: What Does It Mean?

What’s Ahead For Mortgage Rates This Week – March 22, 2021

Last week's economic reports included readings from the National Association of Home Builders on housing markets and Commerce Department data on housing starts and building permits issued. Weekly reports on mortgage rates and jobless claims were also released.

By |March 22nd, 2021|Blog|Comments Off on What’s Ahead For Mortgage Rates This Week – March 22, 2021

Moving Can Lead To A Major Emotional Lift

This past year has been stressful for everyone involved. A lot of people have had to spend more time in their house than they ever have in the past. When this is combined with trying to conduct work and school from home, it is easy to see why people are so eager to get out of their house.

By |March 19th, 2021|Blog|Comments Off on Moving Can Lead To A Major Emotional Lift

The Top Seasonal DIY Home Improvement Projects

There are many people who are spending more time at home these days. As a result, it is important for everyone to take steps to try to improve their quality of life at home.

By |March 18th, 2021|Blog|Comments Off on The Top Seasonal DIY Home Improvement Projects