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Suffering from Credit Problems? Understanding Mortgage Lenders and How They Assess Your Credit

One of the most significant factors a mortgage lender will review when you apply for a new mortgage loan is your credit history and rating. While some people have stellar credit, others have a troubled credit history with lower scores. If you fall into the latter scenario, you may be wondering how lenders will assess your credit situation when you apply for a mortgage in the near future.

By |April 6th, 2021|Home Mortgage Tips|Comments Off on Suffering from Credit Problems? Understanding Mortgage Lenders and How They Assess Your Credit

The Mortgage Pre-approval Letter: Why It’s Important and How to Get One

While you may feel as though you have taken the preliminary steps necessary to prepare yourself to buy a home, it is important that you also get a mortgage pre-approval letter for your financing before you starting hunting for that perfect house or condo.

By |March 30th, 2021|Home Mortgage Tips|Comments Off on The Mortgage Pre-approval Letter: Why It’s Important and How to Get One

Five Tips for Managing Your Monthly Budget to Ensure Your Mortgage is Paid On-Time, Every Time

Homeowners who are struggling to make their monthly mortgage payments can make it easier on themselves by cutting costs in other areas. Learning how to budget effectively will likely enable homeowners to pay their mortgage payments on-time, every time.

By |July 8th, 2020|Blog, Home Mortgage Tips|Comments Off on Five Tips for Managing Your Monthly Budget to Ensure Your Mortgage is Paid On-Time, Every Time

It Is Tax Time Again Learn About Tax Deductions and How to Write off Your Home Mortgage Interest

Much to the frustration of taxpayers all over the country, the tax-filing season begins in January and runs through April 15 of each year. The year 2020 brought us many changes, including an extension on filing taxes. Taxes this year are due on July 15th. Are you ready?

By |July 2nd, 2020|Blog, Home Mortgage Tips|Comments Off on It Is Tax Time Again Learn About Tax Deductions and How to Write off Your Home Mortgage Interest

A Breakdown – The Difference Between FHA, VA and USDA Mortgages

Are you thinking about using mortgage financing to buy a new home? If so, you've likely heard about mortgage insurance policies requirements and you may be wondering how they will affect you. In today's blog post we'll explore mortgage insurance and explain the difference between conventional, FHA, VA and USDA mortgage insurance policies.

By |June 30th, 2020|Blog, Home Mortgage Tips|Comments Off on A Breakdown – The Difference Between FHA, VA and USDA Mortgages