Mortgages

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Variable-Rate VS. Fixed-Rate Mortgages – Which Is Better For Your Financial Situation?

If you are thinking about applying for a mortgage, it is important that you consider all of the options carefully and that you understand the key differences between them. Let's compare variable-rate and fixed-rate mortgages to see which might be the best in your situation.

By |February 19th, 2021|Blog|Comments Off on Variable-Rate VS. Fixed-Rate Mortgages – Which Is Better For Your Financial Situation?

Understanding The Key Factors That Affect Your Mortgage Interest Rate

When you initially start shopping for a home mortgage, you may be drawn to advertisements for ultra-low interest rates. However, the unfortunate truth is that all too often, mortgage applicants are unpleasantly surprised and even disheartened to learn that they do not qualify for the advertised interest rate.

By |February 18th, 2021|Blog|Comments Off on Understanding The Key Factors That Affect Your Mortgage Interest Rate

Do You Need Mortgage Insurance Even if It’s Not Required by Your Lender? Let’s Take a Look

Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be needed, even if it's not typically required by your lender.

By |February 5th, 2021|Blog|Comments Off on Do You Need Mortgage Insurance Even if It’s Not Required by Your Lender? Let’s Take a Look

Three Tips for How to Secure a Mortgage if You Are A Self-Employed Entrepreneur

If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances. Here are three tips for securing a mortgage if you are self-employed.

By |February 3rd, 2021|Blog|Comments Off on Three Tips for How to Secure a Mortgage if You Are A Self-Employed Entrepreneur

How Low Can They Go: With Mortgage Interest Rates Low, Should You Refinance?

Do you have a mortgage? In today's blog post we'll explore the topic of mortgage refinancing, including when you should consider refinancing and how to take advantage of low interest rates.

By |January 13th, 2021|Blog|Comments Off on How Low Can They Go: With Mortgage Interest Rates Low, Should You Refinance?

Are You Applying for a Reverse Mortgage? Here Are 3 Considerations You’ll Need to Make

If you're a homeowner who is looking to tap in to the home equity that you've spent years building you may be interested in a "reverse mortgage" or "home equity conversion mortgage". Let's take a closer look at how reverse mortgages work, including how to qualify, what happens to your existing mortgage and what a reverse mortgage might cost.

By |December 31st, 2020|Blog|Comments Off on Are You Applying for a Reverse Mortgage? Here Are 3 Considerations You’ll Need to Make

Be Prepared for Your Mortgage Pre-approval Interview by Having Answers to These 4 Questions

So - you've completed an initial mortgage pre-qualification and now you're ready to take the next step and meet with your lender or mortgage advisor for the pre-approval interview. Are you ready? Let's take a quick look at a few questions you should know the answers to before you go in for a mortgage pre-approval.

By |December 4th, 2020|Blog|Comments Off on Be Prepared for Your Mortgage Pre-approval Interview by Having Answers to These 4 Questions

Understanding the Difference Between a Mortgage Pre-qualification and a Pre-approval

If you're in the market for a new home and you've been researching mortgages, you've likely come across the terms "pre-qualification" and "pre-approval". While these terms are self-explanatory in some circumstances, they are quite different in regards to mortgage financing. In today's blog post we'll explain the difference between a mortgage pre-qualification and a pre-approval.

By |November 20th, 2020|Blog|Comments Off on Understanding the Difference Between a Mortgage Pre-qualification and a Pre-approval

Buying a Home? 4 Steps You Can Take to Ensure You Start out with a Low Monthly Mortgage Payment

Are you thinking about buying a new house or condo? If so, you've likely given some thought to your mortgage and as to how you can pay as little as possible in order to own your new home.

By |October 21st, 2020|Blog|Comments Off on Buying a Home? 4 Steps You Can Take to Ensure You Start out with a Low Monthly Mortgage Payment

Understanding Title Insurance and How It Impacts Your Mortgage Loan

Title insurance protects you and your lender from title disputes and other ownership issues that may arise. Here are just a few ways that title insurance can impact your mortgage.

By |October 9th, 2020|Blog|Comments Off on Understanding Title Insurance and How It Impacts Your Mortgage Loan